Jun 24, 2022 · USDA Loans are zero down payment mortgage options used to help low- to moderate-income individuals and families find affordable housing in rural areas.

Dec 12, 2024 · The U.S. Department of Agriculture (USDA) requires a fee on all USDA loans they guarantee from banks and other lenders. The guarantee fee helps approved lenders provide …

3 days ago · Finance your home purchase or refinance your existing mortgage with Zillow Home Loans. We offer several mortgage loan options.

Aug 5, 2015 · USDA Refinancing: Information and Options If you bought your home using a Section 502 Direct or Guaranteed Loan you may be able to refinance through the United …

Aug 7, 2023 · Government home loans allow many qualified borrowers to get access to the money they need to buy, refinance or make improvements to a home.

Dec 2, 2025 · Here’s how conforming loan limits impact FHA, USDA, and VA loans. FHA loan limits FHA loans follow adjusted conforming loan limits. Instead of assigning loan limits by …

Jun 2, 2025 · Explore home loan programs to find the perfect fit for your home buying needs. Learn about eligibility, benefits, requirements, and more.

Feb 25, 2025 · There are several types of home loans to choose from. We cover the main types of mortgages to help you select the best option for you.

Jun 24, 2025 · Learn about flexible first-time home buyer loans and specialty programs and grants to save on closing costs, down payments and interest.

Nov 12, 2024 · USDA loans With USDA loans, the home’s appraisal value must not exceed the sale price, and a DTI ratio of 41% or less is preferred. The closing costs can also not exceed …