Sometimes a breach doesn’t kick down the front door. It just changes the name on the badge.

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VARA rulebooks finalized, RWA tokenization clarified, supervision began. 2026 shifts focus to institutional capital.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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